Browse by Vehicle / 4x4 ATV Financing and Loans
4x4 ATV Financing & Loans
Roadrunner Financial knows 4×4 ATV financing. Explore brands, compare instant loan offers, and secure your ride at a local dealership.
No commitment. No impact on credit score.
4x4 ATV Financing
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Get Prequalified
Get a real-time decision with no impact on credit score.
Quick Process
Save time at the dealership. No hassles. No haggling.
Competitive Rates
Receive competitive rate offers that are valid for 30 days
All Credit Welcome
We welcome all credit scores, from subprime to prime.
Browse 4x4 ATV Makes
4x4 ATV Loan calculator
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Loan Payment
Use our 4×4 ATV Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your 4×4 ATV financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:
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4x4 ATV Loan Questions? Here to help!
What is the average price of a 4x4 ATV?
A new 4×4 ATV can run between $3,000 – $15,000, with the average price being about $8,000. Prices vary depending on engine size, performance, and additional features or accessories.
What’s the best 4x4 ATV loan term?
Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best 4×4 ATV loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.
What’s the minimum credit score to finance a 4x4 ATV?
How are 4x4 ATV loan interest rates calculated?
I want to get prequalified, does applying hurt my credit?
Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only 4×4 ATV lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.
New & Used
4x4 ATV Financing
We offer financing on over 25,000 new and used 4×4 ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, zero turn mowers, golf carts and more.
No commitment. No impact on credit score.
Finance with ease— no matter your credit score.
We welcome everyone across the FICO score range to check if they pre-qualify for financing – from subprime to prime. Check your rate online and get an instant decision.
No commitment. No impact on credit score.
How does it work?
It’s simple.
GET PREQUALIFIED
Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.
REVIEW RATES & TERMS
You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!
SECURE YOUR NEW RIDE
Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!
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