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Sea-Doo Financing & Loans

Roadrunner Financial knows Sea-Doo financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.
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No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

TWO SEA-DOO MODEL PHOTOS ON WHITE

New & Used
Sea-Doo Models

  • Sea-Doo Spark 2UP
  • Sea-Doo Spark 3UP
  • Sea-Doo Spark TRIXX 2UP
  • Sea-Doo Spark TRIXX 3UP
  • Sea-Doo GTI
  • Sea-Doo GTX
  • Sea-Doo GTX LIMITED
  • Sea-Doo GTR
  • Sea-Doo RXT-X
  • Sea-Doo RXP-X
  • Sea-Doo Wake
  • Sea-Doo Wake PRO
  • Sea-Doo Fish PRO
FULL VEHICLE LIST

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

check your rate

No commitment. No impact on credit score.

Sea-Doo Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Sea-Doo
Loan Payment

Use our Sea-Doo Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Sea-Doo financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Sea-Doo Loan Questions? Here to help!

What’s the best Sea-Doo loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Sea-Doo loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Sea-Doo?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are Sea-Doo loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only Sea-Doo lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Join the Sea-Doo Life & Pay Later

The Sea-Doo life is one of leisure, sun, friends, and a really good time. When you hop on this personal watercraft, you’re in for a thrill. No day at the beach, lake, or river is complete without the power of Sea-Doo.
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Follow Sea-Doo Online

You can follow Sea-Doo to get updates on new models, parts, accessories, lifestyle, and brand updates.

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About BRP

Since 1942, Bombardier Recreational Products (BRP) has been a leader in powersports innovation. Based in Valcourt, Quebec, BRP manufactures ATVs, UTVs, three-wheel on-road vehicles, snowmobiles, and personal watercraft. BRP’s Can-Am, Sea-Doo, and Ski-Doo brands are known around the world.
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Compare personalized credit offers and secure your vehicle at a local dealership.

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No commitments. No impact on credit score.

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