WHO WE ARE
Roadrunner Financial® is Octane's in-house lender with the ability to finance customers across the credit spectrum with instant decisions, paperless contracts, and a simple closing and funding process.
Octane Partnered Lender
PROGRAM DETAILS
FICO Coverage
States
Dealer Reserve
Dealer Recourse
Used Vehicles
Covered
550-850+, and first-time buyers
National (except AK, HI)
N/A
No
All OEMs with NADA value limited to ATVs, UTVs, Snowmobiles, Dirt Bike, PWC, back to 2011. No age limit for On-road Motorcycles.
Instant
80% to 130% of MSRP
24-72 months
Select Manufacturers
0% - 20.99%
Paperless contracts which are signed online with Docusign. Once contracts are executed and closing documents are uploaded, funding is entered through ACH (no need to mail contracts or slips!).
ACH / Wire transfer (same day / next business day)
Credit Decisions
M-Sun – 24 hours a day
Credit Office
Monday - Saturday: 9:00 AM - 10:00 PM ET
Sunday: 12:00 PM - 8:00 PM ET
Decision Time
LTV Cap
Term
Fees
Rates
Contracting
Funding
Hours of
Operations
WHO WE ARE
Prime financing for Powersports, Outdoor Power Vehicles, and Golf Carts, both new and used, offering low competitive rates and terms.
Octane Partnered Lender
ABOUT
First Community Bank (FCB) covers all powersports, including motorcycles and ATV, new and used. They offer excellent rates and zero down payment options, and have no pre-payment penalties. All used vehicles 5 years old and newer are covered, as are touring motorcycles for up to 15 years old and Harleys up to 25 years old. FCB Dealer Direct lends to 650 FICO and above, covers all powersports, offers quick turn-around decisions, and has low competitive rates and longer terms.
PROGRAM DETAILS
FICO Coverage
States
Loan Amounts
Manufacturer Specials Available
650+
Lower 48 states
$1,500-$50,000
As low as 0%
WHO WE ARE
Direct loans for all motorcycles, new and used with no vehicle age limit.
Octane Partnered Lender
ABOUT
As one of the largest non-prime lenders in the country, OneMain works to approve many of those customers currently getting declined. OneMain offers loans with fixed rates, fixed payments and no pre-payment fees.
FICO Coverage
States
Vehicles
Covered
LTV Cap
Term
Fees
Rates
OneMain has a unique underwriting model that looks beyond the FICO Score to consider the entire credit profile.
AL, AZ, CA. CO, DE, GA, FL, ID, IA, IL, IN, KY, KS, LA, MD, ME, MI, MN, MS, MO, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WV, WI, and WY.
New or used powersports vehicles including ATVs, UTVs, PWCs, tractors, mowers, etc.
No LTV cap on motorcycles, ATVs, UTVs, PWCs, tractors, mowers, etc
Up to 60 months
No dealer fees
Varies from customer to customer
PROGRAM DETAILS
Our Non-Partnered Lenders can be accessed through
Octane Lending’s Aggregator System but will each have
their own origination and application system.
AppOne
DLL Finance
Freedom Road Financial
iNet
Model Finance Company
Nextep Funding
ThunderRoad Financial
Xynamix Financial
Yamaha Card
Yamaha Motor Finance
Yamaha (Synchrony)
Monday - Saturday
9:00 AM - 10:00 PM ET
Sunday
11:00 AM - 7:00 PM ET
Happy Funding! © 2020 Octane Lending. All Rights Reserved.