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Arctic Cat Financing & Loans

Roadrunner Financial knows Arctic Cat financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
Arctic Cat Models

Snowmobiles

Blast M
Blast ZR
Blast LT
M Mountaincat Alpha One
M Hardcore Alpha One
Riot
Riot 8000
Riot 6000
Riot X
ZR Thundercat
ZR R XC
ZR RR
ZR Limited
Norseman
ZR 200
ZR120
M 6000
M 8000
XF CrossTrek 6000
XF CrossTrek 7000

UTV

Havoc X EPS
Prowler 500
Prowler EV
Wildcat XX
Wildcat Trail
Havoc
Stampede
Stampede LTD EPS
Stampede XT EPS
Stampede 4 XT EPS
Prowler Pro
Prowlder Pro Crew
Wildcat X EPS
Wildcat X LTD EPS
Wildcat Trail XT EPS
Wildcat Sport
Wildcat Sport XT EPS
Wildcat Sport LTD EPS

XF CrossTrek 8000
XF CrossTrek 9000
XF High Country 8000
XF High Country 9000
Norseman 3000
Norseman 6000
Pantera 3000
Pantera 6000
Pantera 7000
Pantera 7000 Limited
Pantera 7000 XT Limited
Lynx 2000
Lynx 2000 LT
Bearcat 2000 LT
Bearcat 7000 XT
Bearcat 7000 XT GS
ZR 7000
ZR 8000

ATV

Alterra 150
Alterra 300
Alterra 500
Alterra 90
Alterra VLX 700
Alterra 700 EPS
Alterra TRV 700
Alterra TBX 700
Alterra 700
Alterra 570 EPS
Alterra 570
Alterra 700

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

Arctic Cat Loan calculator

Loan Calculator

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Sending
*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Arctic Cat
Loan Payment

Use our Arctic Cat Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Arctic Cat financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Arctic Cat Loan Questions? Here to help!

What’s the best Arctic Cat loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Arctic Cat loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance an Arctic Cat?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are Arctic Cat loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only Arctic Cat lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Join the Arctic Cat Life & Pay Later

Since 1923, Textron has developed leading brands across multiple industries. From Arctic Cat UTVs and ATVs, to E-Z-GO golf carts and Jacobsen zero turn mowers – the Textron family of brands has a vehicle for every adventure.

Follow Arctic Cat Online

You can follow Arctic Cat to get updates on new models, parts, accessories, lifestyle, and brand updates.

About Textron

Since 1923, Textron has developed leading brands across multiple industries. From Arctic Cat UTVs, snowmobiles, and ATVs, to E-Z-GO golf carts and Jacobsen zero turn mowers – the Textron family of brands has a vehicle for every adventure.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.