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Honda Financing & Loans

Roadrunner Financial knows Honda financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

Check My Rate

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used Honda Models

Motorcycle

Fury
Shadow
Shadow Sabre
Shadow Aero
Interstate
CTX700N
Revel 500
Rebel
VTX
VT 750
Gold Wing
CTX700
VFR1200X
Africa Twin
NC750X
Monkey
Super Cub
Trail

Sport Bike

CBR1000RR
CBR600RR
CBR650R
CBR650F
CBR500R
CBR300R
GROM
CB1000R
CB650R
CB300R
CB1000R
CB640R
CB650F
CB300F
CB500X

Dirt Bike

XR
CRF
TRAIL
XR

Scooter

ADV
PCX
Ruckus
Metropolitan

ATV

TRX 250 X
TRX 90 X
FourTrax Rancher
FourTrax Foreman
FourTrax Rincon
FourTrax Rubicon
FourTrax Recon

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

check my rate

No commitment. No impact on credit score.

Honda Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Honda
Loan Payment

Use our Honda Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Honda financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Honda Loan Questions? Here to help!

What’s the best Honda loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Honda loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Honda?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

Are you affiliated with Honda?

No, we are not affiliated with Honda. However, we offer competitive financing terms through our network of dealers who carry Honda vehicles. Submit an application and we will help connect you with a dealer who can help you find the vehicle you’re looking for.

How are Honda loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We are one of the only lenders who can offer soft credit pulls for prequalification offers on Honda vehicles. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

Check My Rate

No commitments. No impact on credit score.

Apply for Popular Makes

APPLY FOR All Makes

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© 2023 Roadrunner Financial

DISCLOSURE: Prior to utilizing Roadrunner Financial as a lender, all dealerships are subject to underwriting approval by Roadrunner Financial, Inc., in its sole discretion. No loans will be funded without a signed Dealer Agreement between the dealership and Roadrunner Financial, Inc.

APPLY FOR FINANCING & OBTAINING PREQUALIFIED OFFERS:  Instant finance offers are considered prequalified credit offers and are subject to credit approval. Not all applicants will qualify.  A prequalified offer is not a firm offer of credit, and all applicants are still subject to full credit approval. Other qualifications, terms and restrictions may apply. Applicants are still subject to underwriting and confirmation of the information that was originally entered in the applicant’s online application. Prior to extending a firm offer of credit, a full credit report from one or more consumer reporting agencies will be requested prior to contract generation, which is considered a hard credit pull and may affect an applicant’s credit. A firm offer of credit is not provided until financing contracts are generated.  Offers not valid for units used for commercial or business purposes. Offers effective on eligible and qualified units purchased from a participating dealer. To apply for financing for a new or used vehicle with Roadrunner Financial, Inc. (“RF”), you must purchase your vehicle from a select dealer in the RF network and apply online or by calling 646-370-5471. The dealer may be the original creditor and assign the financing to RF. Financing may be available for applicants selecting dealers outside of the RF’s network, but the credit decision and closing process may be different. All applications are subject to credit approval by RF. Additional terms and conditions apply. Offers valid in the U.S. only. Other financing offers are available. Offers void where prohibited. OFFERS SUBJECT TO CHANGE WITHOUT NOTICE. 

Approval, rates, minimum purchase requirements and terms offered are based upon the credit bureau (FICO®) score obtained in connection with the prequalified credit application submitted and overall credit worthiness.  FICO® Credit Score, key factors and other credit information are based on data from Experian® and may be different from other credit scores and other credit information provided by different bureaus.  

©2021 Roadrunner Financial, Inc. Roadrunner Financial® is a service mark of Octane Lending, Inc. All rights reserved.