Honda Financing and Loans

Honda Financing & Loans

Roadrunner Financial knows Honda financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
Honda Models

UTV

Pioneer 1000-6 DLC Crew
Pioneer 1000-5 Trail SE
Pioneer 1000-5 Deluxe
Pioneer 1000-5 EPS
Pioneer 1000 Trail
Pioneer 1000 Forest
Pioneer 1000 EPS
Pioneer 700-4 Forest
Pioneer 700-4 Deluxe
Pioneer 700-4
Pioneer 700 Forest
Pioneer 700 Deluxe
Pioneer 700
Pioneer 520
Pioneer 1000
Talon1000R4 Fox Livevalve
Talon1000R Fox Livevalve
Talon1000R
Talon1000X4 Fox Livevalve
Talon1000X4
Talon1000X Fox Live Valve
Talon1000X

ATV

TRX520
TRX520FA7 – Foreman Rubicon
TRX520FA7L – Foreman Rubicon
TRX520FA6
TRX520FA6L- Foreman Rubicon
TRX520FM6 – Foreman Rubicon
TRX520FM6L – Foreman Rubicon
TRX520FM2
TRX520FM2L – Foreman
TRX520FM1
TRX520FM1L – Foreman
TRX420FA6 – Rancher
TRX420FA6L – Rancher
TRX420FA2 – Rancher
TRX420FA2L – Rancher
TRX420FM1 – Rancher
TRX420FM1L – Rancher
TRX320TM1 – Rancher
TRX320TM1L – Rancher
TRX700FA5 – Rubicon
TRX250TE – Recon
TRX250TM – Recon
TRX520FM2
TRX250X
TRX90X

Scooter

ADV160A
ADV1160
PCX
NCW50
Ruckus
Metropolitan

Motorcycle

Fury
Shadow
Shadow Sabre
Shadow Aero
Interstate
CTX700N
Revel 500
Rebel
VTX
VT 750
Gold Wing
CTX700
VFR1200X
Africa Twin
NC750X
Monkey
Super Cub
Trail

Dirtbike

CRF450RL
CRF450RWE
CRF450R
CRF250RWE
CRF150RB
CRF150R
CRF450RX
CRF450X
CRF250RX
CRF125FB
CRF110F
CRF50F
CRF450L
CRF300L Rally ABS
CRF300 ABS
CRF300LS
CRF250F
CRF125F Big Wheel
CRF125F
CRF110F
CRF50F
COTA 301RR
Montesa Cota 4RT 260R

Here’s How it Works

GET PREQUALIFIED

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

REVIEW RATES & TERMS

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

SECURE YOUR NEW RIDE

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

Honda Loan calculator

*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Honda
Loan Payment

Use our Honda Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Honda financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Honda Loan Questions? Here to help!

What are my options for Honda loan terms?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Honda loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Honda?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are Honda loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only Honda lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Join the Honda Life & Pay Later

Experience Honda’s relentless pursuit of perfection. From the rush of thrilling rides to the unwavering reliability you count on daily, discover why Honda Powersports is in a league of its own. Excellence isn’t just our goal; it’s our guarantee.

Follow Honda Online

You can follow Honda to get updates on new models, parts, accessories, lifestyle, and brand updates.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.

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