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KTM Financing & Loans

Roadrunner Financial knows KTM financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
KTM Models

Sports Bike

1290 Super Adventure R
1290 Super Adventure S
790 Adventure R Rally
790 Adventure R
790 Adventure
390 Adventure
690 Enduro R
1290 Super Duke GT
950 Supermoto
85 SX
250 SX
690 SMC R
450 SMR
1290 Super Duke R
890 Duke R
790 Duke
390 Duke
200 Duke
RC 390

Dirt Bike

450 SX-F
450 SX-F Factory Edition
350 SC-F
250 SX-F
250 SX
150 SX
125 SX
85 SX 19/16
85 SX 17/14
65 SX
50 SX Factory Edition
50 SX Mini
500 EXC-F
350 EXC-F

500 XC-F
450 XC-F
350 XCF-W
350 XC-F
250 XC-F
300 XC-W TPI
300 XC TPI
250 XC-W TPI
150 XC-W TPI
125 XC
SX-E 5
Freeride E-XC
500 EXC

Here’s How it Works



Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.



You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!



Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

KTM Loan calculator

Loan Calculator


*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your KTM
Loan Payment

Use our KTM Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your KTM financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

KTM Loan Questions? Here to help!

What’s the best KTM loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best KTM loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a KTM?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

Are you affiliated with KTM?

No, we are not affiliated with KTM. However, we offer competitive financing terms through our network of dealers who carry KTM vehicles. Submit an application and we will help connect you with a dealer who can help you find the vehicle you’re looking for.

How are KTM loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We are one of the only lenders who can offer soft credit pulls for prequalification offers on KTM vehicles. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.