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KYMCO Financing & Loans

Roadrunner Financial knows KYMCO financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

Check My Rate

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
KYMCO Models

UTV

UXV 450i
UXV 700i LE EPS Hunter
UXV 700i LE EPS Prime
UXV 700i LE EPS
UXV 700i
UXV 450i LE Prime
UXV 450i LE Hunter
UXV 450i LE

ATV

Mongoose 70S
Mongoose 90S
Mongoose 270
Mongoose 270 Euro
Maxxer 450i
MXU 150X
MXU 270
MXU 270i Euro
MXU 450i
MXU 550i EPS
MXU 450i LE
MXU 450i LE Prime
MXU 700i Euro
MXU 700i LE EPS Euro
MXU 700i LE EPS Prime Euro
MXU 700i LE EPS Hunter Euro

Scooter

Super 8 50X
Super 8 150X
Agility 50
Agility 125
AK 550i ABS
A Town 50
X-Town 300i
X-Town 300i ABS
Xciting 400i ABS
Xciting 500 ABS
Like 200i
Like 150i
Like 50i
Like 150i ABS
Like 150i ABS NOODOE
Compagno 110i
People GT 300i
People S 150i ABS

Motorcycle

K-Pipe 125
Spade 150
Spade 150i

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

check your rate

No commitment. No impact on credit score.

KYMCO Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your KYMCO
Loan Payment

Use our KYMCO Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your KYMCO financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

KYMCO Loan Questions? Here to help!

What’s the best KYMCO loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best KYMCO loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a KYMCO?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are KYMCO loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only KYMCO lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Join the KYMCO Life & Pay Later

KYMCO combines value, dependability, and quality in all of their vehicles. Hop on a KYMCO motorcycle, scooter, or ATV to feel the purest form of freedom. Get started now, and we can have you riding in no time.

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You can follow KYMCO to get updates on new models, parts, accessories, lifestyle, and brand updates.
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No commitments. No impact on credit score.

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