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Polaris Financing & Loans

Roadrunner Financial knows Polaris financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

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No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
Polaris Models

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UTV

RZR 170
RZR 570
RZR 900
RZR RS1
RZR S 900
RZR S 1000
RZR XP 1000
RZR XP Turbo
RZR XP 4 1000
RZR XP 4 Turbo
RZR Pro XP
Ranger 150
Ranger 1000
Ranger XP 1000
Ranger 500
Ranger 570
Ranger EV
Ranger Crew 570-4
Ranger Crew 570-6
Ranger Crew 1000
Ranger Crew XP 1000
Ranger XP 1000 Trail Boss
Ranger XP 1000 Texas Edition
Ranger XP 1000 High Lifter
Ace
General 4
General

ATV

Sportsman 110
Sportsman 450 H.O.
Sportsman 570
Sportsman 850
Sportsman 850 SP
Sportsman 570 SP
Sportsman XP 1000
Sportsman Touring 570
Sportsman Touring 570 SP
Sportsman Touring 850
Sportsman Touring 850 SP
Sportsman Touring XP 1000
Sportsman X2
Sportsman 6×6
Scrambler 850
Scrambler XP 1000 S
Outlaw 70 EFI
Outlaw 110 EFI
Phoenix
Hawkeye

Snowmobile

Switchback Pro S
Switchback Assault
Switchback XCR
INDY VRI
INDY XC
TITAN SP 155
TITAN XC 155
TITAN Adventure 155
Voyageur
Rush Pro
Pro R
Pro RMK

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

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No commitment. No impact on credit score.

Polaris Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Polaris
Loan Payment

Use our Polaris Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Polaris financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Polaris Loan Questions? Here to help!

What’s the best Polaris loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Polaris loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Polaris?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

Are you affiliated with Polaris?

No, we are not affiliated with Polaris. However, we offer competitive financing terms through our network of dealers who carry Polaris vehicles. Submit an application and we will help connect you with a dealer who can help you find the vehicle you’re looking for.

How are Polaris loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We are one of the only lenders who can offer soft credit pulls for prequalification offers on Polaris vehicles. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

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No commitments. No impact on credit score.

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