If you have been impacted by the recent storms in Texas, Iowa, Rhode Island, Maine, Oklahoma, Ohio, or Nebraska, reach out to us for assistance at help@roadrunnerfinancial.com or live chat us via intercom in the bottom right of your screen.

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Simplicity Financing & Loans

Roadrunner Financial knows Simplicity financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

SIMPLICITY COBALT AND COURIER MODELS

New & Used
Simplicity Models

Zero-Turn Mowers

Courier 36”/42”/44”/52” Briggs & Stratton®
Courier 36”/42”/44”/52” Kawasaki®
Contender 48”/52”/61”/ XT Briggs & Stratton®
Citation XT 52”/61” Briggs & Stratton®
Cobalt 61” Vanguard™
Cobalt 61” Briggs & Stratton Vanguard®
Cobalt LE 61”/72” Briggs & Stratton Vanguard Big Block V-Twin w/ EFI
Champion XT 48” Briggs & Stratton®

Here’s How it Works

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GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

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REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

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SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

FAQs

Q: What is a Simplicity loan?

We offer financing by way of a retail installment loan, where the value of the vehicle is split up into installments to be paid over time (plus interest). When you agree to Roadrunner Financial financing terms, your interest rate and monthly payments will never change.

Q: How do I get a Simplicity loan?

Roadrunner Financial makes financing super simple. First, fill out our fast and easy online application. You’ll submit some information like your name and address, and get a pre-qualified decision in minutes. We’ll connect you with a dealership and they’ll take care of verifying your info, signing contracts, and handing you the keys.

We’re one of the only powersports lenders with soft credit pulls. That means our application will not initiate what’s called a “hard inquiry” on your credit (which can affect your credit score). We’re able to pre-qualify you for financing without any credit impact. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

We work with thousands of trusted dealerships to ensure a first-class customer service experience. Once pre-qualified, our team will work to connect you with a Roadrunner Financial dealership. If you have a dealer in mind, and they’re not already signed up, we can get them signed up same-day.

If you choose to move forward with your pre-qualified offer, we’ll need you to submit some personal info (just to make sure it’s you!). We’ll need your driver’s license and a few other documents for verification.

Our technology allows us to qualify applicants based on the big picture, not just your credit score. We think everyone should apply to see if they pre-qualify for financing. Our application has no fees and no impact on credit, so why not apply?

Join the Simplicity Life & Pay Later

Simplicity builds versatile lawn mowers for turf jobs of every size. Hop on a Simplicity zero-turn mower to feel the purest form of freedom. Get started now, and we can have you riding in no time.
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Follow Simplicity Online

You can follow Simplicity to get updates on new models, Simplicity parts, accessories, lifestyle, and brand updates.

About Briggs & Stratton

Briggs & Stratton has been powering the world with industry-leading engines for over 110 years. Constant innovation and product diversification support a Briggs & Stratton family that includes zero-turn mower brands Ferris, Simplicity, Snapper, and Snapper Pro.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.