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Why You Have Multiple Credit Scores

MAN LOOKING UP MULTIPLE CREDIT SCORES ONLINE

Have you ever double-checked your credit score and been surprised at what you see? Not because you didn’t know it, but because the score is different from the score you got somewhere else. Why does it seem like you have multiple credit scores? Well, it’s because you actually do have multiple credit scores. Depending on […]

Credit Builders – Who, Why, How

PERSON REVIEWING CREDIT GRAPHS WITH PEN AND COMPUTER

Building credit is kind of like a job search: in order to get the job, you need experience. But to get experience, you need the job. Credit Builders and First-Time Buyers hit the same dilemma.  What’s a Credit Builder? That’s what we call a near-prime buyer who’s building or rebuilding their credit, or is just […]

Why Customers Care About Soft Credit Pulls

MAN IN SUIT PULLING A BLOCK FROM JENGA GAME

If you’re up to date with Roadrunner Financial, then you’ve probably heard of our first-of-its-kind powersports soft pull feature. If you’re not familiar, and you’re at a franchised powersports dealership, then you should probably check it out. Our soft pull feature can deliver pre-qualified real credit offers – instantly. So, why do your customers care […]

5 Ways Lenders Approve Credit Applications– It Comes Down to Risk

MAN USING CALCULATOR TO ASESS CREDIT APPLICATIOMAN USING CALCULATOR TO ASsESS CREDIT APPLICATIONN

When a lender reviews a credit application, they’re looking for low risk. On each application, they take a chance on borrowers whose only argument is in numbers. Those numbers tell a story of risk. That’s the blunt truth, really- lenders don’t approve a person, they approve financial data and information. Here are five key things […]

What is a Credit Pull? Soft vs Hard Pull, and Why Both Matter

MAN AND WOMAN SHAKING HANDS AFTER A DEAL

When customers shop and apply for financing, they kick off a review process with the bank or lender. There are actually two types of reviews – soft pulls and hard pulls – both of these “pull” the applicant’s credit history but serve two different functions. To better understand the difference, we’ve put together a breakdown […]

Underwriting Requirements

MAN IN SUIT WITH A PEN SHOWING DOCUMENT TO MAN IN WHITE SHIRT

Ever had questions about loan underwriting documents? Income verification? Insurance needs? Well, our team has created a Customer Verification Guide with instructions and tips for you. This guide will help you speed through our customer verification process and fund customers with ease.