Have you ever double-checked your credit score and been surprised at what you see? Not because you didn’t know it, but because the score is different from the score you got somewhere else. Why does it seem like you have multiple credit scores? Well, it’s because you actually do have multiple credit scores. Depending on […]
Building credit is kind of like a job search: in order to get the job, you need experience. But to get experience, you need the job. Credit Builders and First-Time Buyers hit the same dilemma. What’s a Credit Builder? That’s what we call a near-prime buyer who’s building or rebuilding their credit, or is just […]
If you’re up to date with Roadrunner Financial, then you’ve probably heard of our first-of-its-kind powersports soft pull feature. If you’re not familiar, and you’re at a franchised powersports dealership, then you should probably check it out. Our soft pull feature can deliver pre-qualified real credit offers – instantly. So, why do your customers care […]
When a lender reviews a credit application, they’re looking for low risk. On each application, they take a chance on borrowers whose only argument is in numbers. Those numbers tell a story of risk. That’s the blunt truth, really- lenders don’t approve a person, they approve financial data and information. Here are five key things […]
When customers shop and apply for financing, they kick off a review process with the bank or lender. There are actually two types of reviews – soft pulls and hard pulls – both of these “pull” the applicant’s credit history but serve two different functions. To better understand the difference, we’ve put together a breakdown […]
Ever had questions about loan underwriting documents? Income verification? Insurance needs? Well, our team has created a Customer Verification Guide with instructions and tips for you. This guide will help you speed through our customer verification process and fund customers with ease.